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This guide walks through the complete flow of creating and sending a payment in Natural - from account creation to payment execution.

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Prerequisites

Before you begin, you’ll need:
  • An email address or Google account (preferred)
  • Identity verification documents for compliance

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Overview

Follow these steps to send your first payment:
  1. Create an Account - Sign up and complete identity verification
  2. Create an Agent - Set up an agent to execute transactions
  3. Onboard a Customer - Add customers to transact on behalf of
  4. Send Payment - Execute your first payment
  5. Monitor Payment - Track payment status and completion

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Quick reference

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Typical flow - delegated payment

Alice (Developer)
  1. Creates Natural account → Gets API key
  2. Creates agent "Maintenance Request Agent"
  3. Onboards Bruce (Business) as customer with an agent delegation

Bruce (Business)
  4. Accepts agent delegation from Alice
  5. Funds wallet

Agent (Carrier Payment Agent)
  6. Sends payment to Terri (Contractor)

Terri (Contractor)
  7. Claims payment → creates account
  8. Future payments settle instantly

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Typical flow - direct payment

Alice (Developer)
  1. Creates Natural account → Gets API key
  2. Creates agent "Carrier Payment Agent"
  3. Funds wallet

Agent (Carrier Payment Agent)
  4. Sends payment to Terri (Contractor)

Terri (Contractor)
  5. Claims payment → creates account
  6. Future payments settle instantly
  • Parties - Understanding party identities
  • Agents - Agent delegation model
  • Payments - Direct transfers vs payment claims